Electronic Transaction and Acknowledgement Form

Applicable to all individual finance customers who are applying for/with Direct Personal Loans (hereafter call “The Business”).


Acknowledgement that the business may disclose personal information electronically about me / us to a credit reporting agency, Direct Personal Loans debt collection agents, my / our Employers, my / our landlord Agent, or anyone Direct Personal Loans may nominate at any time after making an Application with the business. This information may include, but is not limited to:

My / our full name/s including any aliases or previous name/s.

My / our full address, including a maximum of 3 addresses. This will include our current residential address and may include, two immediate preceding address, where application.

My / our sex.

My / our date of birth.

My / our drives licence numbers.

The name of my / our current or last employer.

The amount of credit applied for with the business.

The fact that the business is a current credit provider to me / us.

(Identity particulars are as permitted by the Electronic Communication under The National Consumer Credit Protect Act 2009, Commonwealth Trade Practices Act 1974 and The Australian Security and Investment Commission Act 2001).

The manner of giving notice or consent may include, internet, fax, email, sms or by phone. Paper document/s may no longer be used where consent is given by electronic communication.

In particular (but without limitation) subject to the Electronic Transaction Act 1999 including amendments; we may;

Obtain an Individual and Commercial Credit Report about from such credit reporting agency to assess your application,

Exchange personal information about you with any credit provider, named by you or which is contained in any credit reported issue by a credit reporting agency.

Gathered permitted information about any defaults committed by you

Disclose details of any credit infringements with the business.

Contact any personal references given by you to the business. This contact will not disclose if you provide personal information o us about any other individuals, you will ensure that the individual is made aware that we have that information, our intended uses and disclosure of it, their rights of access to it and our contact details.

I/ We agree to engage/send/and or receive electronic communication from the business.

I/ We agree to advise this business if there are any changes to personal information of credit information that is held by the business while the credit contract is in force.

I/ We agree that no claim will be made against the business where such information is found to be incomplete, outdated or inaccurate due to my/our negligence in so advising the business.

Every acknowledgment will remain in force until such time that the credit contract is paid in full and until such time that my/ our liability owing to the business is discharged.

Subject to some exceptions, you have the right to access personal information which we hold about you. You can arrange such access with a duty authorised officer of the business