Warning about Borrowing

Do You Really Need a Loan Today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems

Check your options before you borrow:

• For information about other options for managing bills and debts ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
• Talk to your electricity, gas phone or water provider and work out a payment plan
• If you are on government benefits, ask for an advance payment from Centrelink: Phone: 13 1794
• The Government MoneySmart websites shows you how small amount loans work and suggest other options that may help you.

*This Statement is an Australian Government requirement under the National Consumer Protection Act 2009.